The average American isn’t very good with money. At least not according to the latest statistics from Bankrate.com. Their recent article stated that U.S. consumer debt stands at $14.96 trillion (yes, that trillion, with a “T”). The average American is $92,727 in debt. To be fair, much of this debt is wrapped up in home […]
Since Bitcoin launched in 2009, the idea of cryptocurrency has captured people’s imaginations. In only 11 years, crypto has moved from speculative funny money to legitimate investment. Like all investments, it has tax consequences. So check out the ideas below to save money on your crypto tax bill. Hang on to it One way to […]
So, maybe you’re getting a little tired of working for someone else, or you want to earn some extra income. You’re not alone. More than 68 million Americans list themselves as freelancers. That number may grow to 90 million by 2028, according to a recent Upwork poll. But there are some things to consider before […]
Summer’s officially over, and your teen’s seasonal summer job has probably ended. But it was good while it lasted, right? They had cash to spend and probably learned a little about personal finance and time management along the way. Just because the days are growing shorter doesn’t mean part-time employment (and all the great side […]
From the time we are old enough to hold a dollar bill, managing money remains a constant in life. And the key to not stressing out about it all the time is to manage it well. That takes a little humility! So many of us like to think we know enough when it comes to […]
When you enter into a business, generating revenue is usually top of mind. Equally important is how you are going to account for all that money. And it’s a decision that needs to be made early for two big reasons. First, and maybe most obviously, not tracking finances well is a slippery slope to insolvency. […]
When it comes to tracking business expenses, Ben Franklin said it best. “Beware of little expenses,” the wise old sage warned. “A small leak will sink a great ship.” That advice may be more than 200 years old, but it still holds today. If you know your expenses, you can control them. That’s easier said […]
So, you’ve snapped that first day of school photo, put it on social media, and put the kids on the bus. But just because the school year has started does not mean the shopping has ended. Here are some more tips for saving even after the first school bell has rung. Head to the clearance […]
Who doesn’t love looking at a hefty bank account? It can bring a sense of security and relief when the numbers look good. But to keep that happy feeling, you’ll want a few tricks up your sleeve. Try these tips and strategies so you can smile every time you log in to your bank. Keep […]
There’s nothing quite like the beginning of a new school year. No matter what age your children are, there’s always a little excitement in the air. And it’s always fun snapping that “First Day of School” photo and comparing it to last year’s! That first day will be even more memorable if you feel like […]
