This is the first in a two-part series explaining capital gains. There’s no doubt 2022 was a complete letdown for the average investor. Stocks, crypto, and real estate all took hits last year. The S&P 500 stock index was down nearly 20%, its worst year since the financial meltdown of 2008. Bitcoin, the standard by […]
This has been a tough year for individual stock investors, but there is still a little good news even when some market indices percentages are down by double digits. That’s because those assets may be sold at a loss to help you offset gains in other stocks. They can also help you offset some of […]
Ahh, little fall babies. Those cuties bundled up in the crisp autumn air can bring a smile to anyone’s face. And they give new parents so much to look forward to, like those first steps, dance recitals, ball games, and birthday parties. Oh, and college tuition. Yep, the time to start planning for your child’s […]
Are you hearing the pitter-patter of little feet around your home? Is the backseat of your car filled with baby seats? If so, this blog post is for you! Today, you’ll get a quick but important overview of what to do (and what not to do) about taking care of finances with a growing family. […]
Parents spend a great deal of time focusing on their child’s formal education. And rightfully so. But some of the most important lessons, like becoming financially savvy, aren’t taught in school. It can be argued that having financial awareness supersedes formal education. What good does it do to have a highly educated child that is […]
Last week we discussed building generational wealth, and we mentioned starting a 529 plan for your child’s tuition. If your child can graduate college debt-free, that gives them a considerable advantage in entering the workforce. But there is much more to the 529 plan than what was covered in the generational wealth article. So, this […]
Some people just have an entrepreneurial spirit. The idea of owning their own business burns within them. And even after they start it, the fire just burns hotter and hotter. If that sounds like you, it is probably just a matter of time before you join the ranks of the self-employed. Of course, that means […]
It’s no secret that blog titles like this aren’t exactly head turners. For many American consumers, learning about personal finance ranks right up there with trips to the dentist and getting a colonoscopy. While gaining financial literacy may not always be fun, it can be interesting. And honestly, it’s a lot easier than the other […]
You turn on the television, and there it is, an ESPN ad touting the first college football game of the season. And where there’s college football, there is, well, college. That’s right, it’s back to school time for millions of students across the United States. But whether you are entering your first semester or your […]
There’s nothing quite like the beginning of a new school year. No matter what age your children are, there’s always a little excitement in the air. And it’s always fun snapping that “First Day of School” photo and comparing it to last year’s! That first day will be even more memorable if you feel like […]