Building credit takes time. So, once you have earned a good score, it’s important to hang onto it. Part of knowing how to keep a good credit rating is understanding how you are graded. The other part is creating a plan based on that knowledge. The good news is you only need to know five […]
Last week’s blog talked about setting financial goals. If you are one of the millions of people who transitioned to the gig economy last year, one of those goals might be finding a retirement vehicle to replace your 401(K). One of the most flexible ways is to start an Individual Retirement Account or IRA. When […]
You’ll often read about personal finance based on long-term commitments like budgeting. And it is true. Gaining control of personal finances requires forming good long-term habits. But those habits have to start somewhere, and sometimes they can take root with simple money hacks. One of the most effective areas to try a money hack is […]
Making financial goals can be challenging. To be successful, you need a process for setting goals. Let’s take a look at how to make strong financial goals so you can get the New Year started right. Break away and get serious Take a moment to break away from all the noise when setting goals. Remove […]
The average American isn’t very good with money. At least not according to the latest statistics from Bankrate.com. Their recent article stated that U.S. consumer debt stands at $14.96 trillion (yes, that trillion, with a “T”). The average American is $92,727 in debt. To be fair, much of this debt is wrapped up in home […]
From the time we are old enough to hold a dollar bill, managing money remains a constant in life. And the key to not stressing out about it all the time is to manage it well. That takes a little humility! So many of us like to think we know enough when it comes to […]
Though it’s not a glamorous or fun topic to discuss, having a will in place for you and your family is a vital piece of planning for your future. But when is the right time to get your will drawn up? We will cover some basics about wills and some important information to ponder when […]
Going into the full-time workforce can be nerve-racking. There are salaries to consider, new expenses obtained, benefits packages to analyze, and not to mention the endless number of the credit card offers you are receiving. In order to feel as prepared as possible as you enter into this new and exciting time, there are a […]
It is likely that in meetings with your financial advisors the topic of generational wealth has been discussed. Many people have different perspectives on if generational wealth is right for their families. However, to increase financial literacy, it’s important to know a few basics about generational wealth. What is it? Simply put, generational wealth represents […]
Your resolutions are set. Your vision board is complete. Your goals are written. You are ready for the year ahead. While big goals are a great way to set the path for your year ahead, there are things to keep in mind daily that will set you on the path to success in 2021. Do […]