It can be easy to take things for granted in today’s booming job market. And while it seems like jobs are available for the taking today, that situation can change at any time. That’s why it’s essential to be ready for a rainy day by creating an emergency fund. Most experts recommend having three to […]
Last week’s blog talked about setting financial goals. If you are one of the millions of people who transitioned to the gig economy last year, one of those goals might be finding a retirement vehicle to replace your 401(K). One of the most flexible ways is to start an Individual Retirement Account or IRA. When […]
You’ll often read about personal finance based on long-term commitments like budgeting. And it is true. Gaining control of personal finances requires forming good long-term habits. But those habits have to start somewhere, and sometimes they can take root with simple money hacks. One of the most effective areas to try a money hack is […]
It’s that time of year again. Retailers bombard us with ads, urging us to take out our wallets and spend, spend, spend. We all know how hard it is to ignore some of the deals. But these temptations can lead to big trouble after Christmas when inflated credit card bills and deflated savings accounts make […]
Telling people how to manage money can be difficult. What works for one person won’t work for someone else. The reason is simple. All financial moves are based on behavior. And people tend to bristle at being told how to behave. So, it is true that there is no best way to budget. But it’s […]
You’ve had a long day, one where nothing seemed to go right. On the way home, you need to unwind and swing by your favorite store. “I’ll just browse,” you tell yourself. Then you see it. That thing you have to have—and it’s on sale! Next thing you know, the plastic is coming out of […]
You’ve heard all the clichés. Save for a rainy day. A penny saved is a penny earned. Saying like that may be old, but they have stood the test of time, and with good reason. Even if you’re just starting out, having an emergency fund can be the difference between financial strength and economic disaster. […]
So, you’ve snapped that first day of school photo, put it on social media, and put the kids on the bus. But just because the school year has started does not mean the shopping has ended. Here are some more tips for saving even after the first school bell has rung. Head to the clearance […]
Who doesn’t love looking at a hefty bank account? It can bring a sense of security and relief when the numbers look good. But to keep that happy feeling, you’ll want a few tricks up your sleeve. Try these tips and strategies so you can smile every time you log in to your bank. Keep […]
According to studies, nearly 53% of adults have anxiety surrounding their financial matters. This anxiety is largely due to a lack of education surrounding financial literacy. So, how can we begin talking about money with kids so that they are able to learn the basics surrounding finances and become financially literate? We have laid out […]