Building credit takes time. So, once you have earned a good score, it’s important to hang onto it. Part of knowing how to keep a good credit rating is understanding how you are graded. The other part is creating a plan based on that knowledge. The good news is you only need to know five […]
You’ll often read about personal finance based on long-term commitments like budgeting. And it is true. Gaining control of personal finances requires forming good long-term habits. But those habits have to start somewhere, and sometimes they can take root with simple money hacks. One of the most effective areas to try a money hack is […]
Flipping that calendar to December seems to trigger a single question in the minds of many entrepreneurs. How can I lower my end of year tax bill? Often the second thought is on the first one’s heels. I know! I’ll buy something! If you have this thought, then congratulations! You must have had a great […]
So, maybe you’re getting a little tired of working for someone else, or you want to earn some extra income. You’re not alone. More than 68 million Americans list themselves as freelancers. That number may grow to 90 million by 2028, according to a recent Upwork poll. But there are some things to consider before […]
So, you’ve snapped that first day of school photo, put it on social media, and put the kids on the bus. But just because the school year has started does not mean the shopping has ended. Here are some more tips for saving even after the first school bell has rung. Head to the clearance […]
The thought of moving out on your own for the first time can be exciting. There are so many choices and so much freedom! But, with all those decisions to make, it can be easy for you to overspend. Let’s dig in on creating a budget that will help you with the leap to independent […]
It’s hard to believe, but the fall college semester is right around the corner. It’s that time of the year when you have to spend on everything from food to furniture. Keeping track of your cash can get complicated as classes, football games, parties, and extracurriculars get started. But nothing can ruin a semester faster […]
There are many misconceptions surrounding taxes. However, we don’t suggest taking advice from anyone other than a tax professional. We have highlighted some of the biggest tax misconceptions and have provided the accompanying, accurate information. Myth 1: Filing your taxes is voluntary Filing your taxes is reporting your income and taxes paid to the IRS. […]
As our economy comes to grips with the ramifications of COVID-19, many find themselves reassessing their careers, side hustles, or the pandemic effects of the economy as a whole. It’s hard to find anyone who has not been affected in some way by this virus, but there are businesses that are generally able to carry […]
As we get older, we often think to ourselves or hear our friends say, “Man, I wish I knew XYZ about finances when I was younger.” Entering into a world where you are responsible for all of your finances can be a little overwhelming. Most high school students are not taught how to manage their […]