Every generation has its identifiers. But how do these generations differ when it comes to handling finances? As part of our Generational Series, we will breakdown the habits of different age groups, and Generation Z is up first. Online shopping Gen Z, those born between 1996 and 2015, is also known as the Digital Citizen […]
Before we discuss how to ensure the best cybersecurity practices are in place, it is important to understand just what it entails. Cybersecurity is the practice of protecting all networks, devices and data from any unauthorized access. This increases the likelihood that your personal information remains confidential. Having your personal information in the wrong hands […]
So you’ve found out that you’re expecting a bundle of joy in just a few months—congratulations! Having a baby is a very special time. While there are tons to do beforehand like preparing the nursery, choosing the right doctors, and remaining healthy, there’s also financial planning to be done. While it may seem a long […]
For years, part of the American Dream has been to own a home, but is it the right decision for you and your family right now? Both have pros and cons and highly depend on your individual situation. Let’s start by asking a few questions. What can you afford? How much savings do you have? […]
Did you know if you feel better you are more likely to manage your money better? A study out of the Olin Business School at Washington University in St. Louis found that future-minded people who contributed to a 401(k) were more likely to take steps to improve their health. There’s another study out of Duke […]
Investing money over time can change your life, but it still remains a bit mysterious to many working adults. Let’s lose some of the mystery. So, what is investing? To understand that, let’s first talk about what it isn’t. Cash on hand and money to achieve short term financial goals are not investments. These funds […]
Taking just 10-20 minutes a day for journaling will change your life. It sounds crazy, but it’s a proven method that will change your perspective on just about anything, from food to travel to finances. Many people use journaling as an opportunity to work through the issues that are troubling them, digging into why they […]
If you have a Valentine sweetie but are also short on cash, it’s not a great idea to skip the special day altogether. Instead, use a little thoughtfulness and creativity to make the day extra special. On average, people spend nearly $150 on their special someone come February 14th. If you want tips on how […]
Baby Steps Lead to Success Using the New Year as a starting point to start over is more than the cliché’ “New Year, New You.” 2019 can be the year of YOU. Whether it’s starting over with a career change, new baby, mindfulness routines, or health care, look for areas in your life where you’d […]
Investing money over time can change your life, but not everyone has thousands to dedicate to a proper investment portfolio. Enter the “spare change” investment apps. These apps are catching fire with younger working adults. Apps like Stash, Acorns, and Clink will allow you to start investing with just a few dollars (or less). But […]