You’ve had a long day, one where nothing seemed to go right. On the way home, you need to unwind and swing by your favorite store. “I’ll just browse,” you tell yourself. Then you see it. That thing you have to have—and it’s on sale! Next thing you know, the plastic is coming out of […]
In your 20’s, there’s a lot to look forward to. Maybe you just landed a big job and started your career. Or perhaps you just started your own business. But while you are focusing on these things, it’s good to look ahead, as well. All that hard work can pay off in a great retirement […]
So, you’re in the market for a new credit card. That’s great, but where do you start? With literally billions of card offers being sent through the mail every year, the choices seem endless. In fact, you might even find them paralyzing. But it’s easy to clear out the tangle of credit cards by narrowing […]
The thought of moving out on your own for the first time can be exciting. There are so many choices and so much freedom! But, with all those decisions to make, it can be easy for you to overspend. Let’s dig in on creating a budget that will help you with the leap to independent […]
Weddings are one of the most joyful occasions you can celebrate. There’s nothing better than family and friends gathering to help send newlyweds into a bright future. But before the big day, a lot of planning has to be done. Some of it is pretty obvious. Other things are not so evident, but they can […]
It’s hard to believe, but the fall college semester is right around the corner. It’s that time of the year when you have to spend on everything from food to furniture. Keeping track of your cash can get complicated as classes, football games, parties, and extracurriculars get started. But nothing can ruin a semester faster […]
According to studies, nearly 53% of adults have anxiety surrounding their financial matters. This anxiety is largely due to a lack of education surrounding financial literacy. So, how can we begin talking about money with kids so that they are able to learn the basics surrounding finances and become financially literate? We have laid out […]
Going into the full-time workforce can be nerve-racking. There are salaries to consider, new expenses obtained, benefits packages to analyze, and not to mention the endless number of the credit card offers you are receiving. In order to feel as prepared as possible as you enter into this new and exciting time, there are a […]
On Thursday, March 11, the President signed into law the $1.9 trillion American Rescue Plan. While this does include another stimulus payment for eligible taxpayers, it also includes a large one-year increase to the Child Tax Credit. What is a Child Tax Credit? Child Tax credits were implemented to assist parents and/or caregivers to help […]
Our third blog in the Generational Spending series will focus on those who make up nearly 25% of the population but produce 31% of the total US income: Generation Xers. Those in Gen X are in the 36-51 age range. Most decision-makers, both in families and in businesses, are in this group. While this generation […]