You’ve heard all the clichés. Save for a rainy day. A penny saved is a penny earned. Saying like that may be old, but they have stood the test of time, and with good reason. Even if you’re just starting out, having an emergency fund can be the difference between financial strength and economic disaster.… Read More

So, you’re in the market for a new credit card. That’s great, but where do you start? With literally billions of card offers being sent through the mail every year, the choices seem endless. In fact, you might even find them paralyzing. But it’s easy to clear out the tangle of credit cards by narrowing… Read More

To say personal fraud and identity theft are a problem is a little like saying the Grand Canyon is just a hole in the ground. In fact, an article by CNBC stated that U.S. consumers lost $56 billion (yes, that’s billion with a “b”) last year to scammers, skimmers, and various other fraudulent actors. Cringeworthy… Read More

The average American isn’t very good with money. At least not according to the latest statistics from Bankrate.com. Their recent article stated that U.S. consumer debt stands at $14.96 trillion (yes, that trillion, with a “T”). The average American is $92,727 in debt. To be fair, much of this debt is wrapped up in home mortgages.… Read More

Since Bitcoin launched in 2009, the idea of cryptocurrency has captured people’s imaginations. In only 11 years, crypto has moved from speculative funny money to legitimate investment. Like all investments, it has tax consequences. So check out the ideas below to save money on your crypto tax bill. Hang on to it One way to… Read More

So, maybe you’re getting a little tired of working for someone else, or you want to earn some extra income. You’re not alone. More than 68 million Americans list themselves as freelancers. That number may grow to 90 million by 2028, according to a recent Upwork poll. But there are some things to consider before… Read More

Summer’s officially over, and your teen’s seasonal summer job has probably ended. But it was good while it lasted, right? They had cash to spend and probably learned a little about personal finance and time management along the way. Just because the days are growing shorter doesn’t mean part-time employment (and all the great side… Read More

From the time we are old enough to hold a dollar bill, managing money remains a constant in life. And the key to not stressing out about it all the time is to manage it well. That takes a little humility! So many of us like to think we know enough when it comes to… Read More

When you enter into a business, generating revenue is usually top of mind. Equally important is how you are going to account for all that money. And it’s a decision that needs to be made early for two big reasons. First, and maybe most obviously, not tracking finances well is a slippery slope to insolvency.… Read More

When it comes to tracking business expenses, Ben Franklin said it best. “Beware of little expenses,” the wise old sage warned. “A small leak will sink a great ship.” That advice may be more than 200 years old, but it still holds today. If you know your expenses, you can control them. That’s easier said… Read More