December 26th may seem like the worst time ever to start talking about a holiday budget. But if you’re like millions of other Americans, it won’t be long before the Christmas bills arrive and the regret sets in. So, that makes today a great time to prepare for next year. In this blog post, we’ll… Read More

The last two blog posts have been about overcoming objections to starting a personal budget and strategies to use. This week, we’ll delve into how often you should review your budget, the technology to implement one, and a handful of other resources to help you gain financial stability. Let’s go! How often should you look… Read More

Last week’s post on overcoming budget objections touched briefly on types of personal budgets. Today, we’ll dig deeper into these strategies so you can find the one that fits your personality and lifestyle. Let’s go! Traditional Budget The traditional budget is the most basic type. It involves tracking all your income and expenses over a… Read More

It’s the holiday season, a time to be festive, enjoy life, and think about creating a personal budget. A personal budget?! Okay, that record scratch you just heard in your head was real. No one (not even a CPA) wants to think about personal budgeting at this time of year. The fact is, we ought… Read More

Last week’s post on trend analysis explained how you can grow your business by looking outside of it. This week, we’ll look at benchmarking, another growth method small businesses can use. Benchmarking is the quiet, shy method of the two because you must look inward to compare your progress to your competition. Today, let’s look… Read More

The pace of today’s business keeps getting faster, putting more pressure on small business owners to stay profitable and competitive. Sometimes keeping up with larger businesses can seem overwhelming, but trend analysis can help level the playing field. When done correctly, it can be a game-changer because it can help small business owners identify patterns… Read More

Small business owners have a lot on their plates, making it easy for them to fall prey to tax myths and misconceptions. But this can lead to costly mistakes and lost opportunities, so today, we’ll debunk some of the biggest tax myths small business owners face. And, of course, you’ll get the inside track on… Read More

The options for retirement savings can be complicated, but one option is so simple it’s literally built into the name.  The Savings Incentive Match Plan for Employees Individual Retirement Account, or Simple IRA, is built for small businesses and self-employed individuals. And it really is straightforward. So, let’s dive into the pros and cons of… Read More

“There are three things you need in life: an accountant, a fishmonger, and a bail bondsman.” – Guy Fieri It’s hard to say if celebrity chef Guy Fieri is right about all three of these things. But one thing is certain. If you are in business, you would probably benefit from having a Certified Public… Read More

Most entrepreneurs view owning a business as part of the American Dream. And one way to share that dream is with Employee Stock Ownership Plans or ESOPs. That may be a clumsy acronym, but it is a graceful way to incentivize employees by building their wealth and yours through a collective effort. It also has… Read More